Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.

For instance, even without congressional intervention, subsidies will not go away entirely. They will be smaller, though, and there is an upper income limit — a cutoff for households earning more than four times the poverty level, which comes to $62,600 for an individual and $84,600 for a couple for 2026.

What Are the Types of Health Insurance Plans? Health insurance companies offer multiple types of benefit designs, which affect where you can get care, how much you’ll pay and whether you need a referral to see a specialist. The four most common types of ...

A look at Americans and health insurance. The Democrats final health bill negotiated by the House, Senate and White House and released Thursday contains a scaled-back tax on high-cost insurance policies. Here is a brief guide to these types of insurance plans.

Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical coverage and aren’t subject to ACA patient protections.

Health insurance for families through family floater plans allows multiple members to be covered under one policy.

Given the kind of money that we spend on smartphones today, they’re pretty much like assets. Keeping this in mind, it becomes doubly important to cover them with insurance to protect us from shelling out a lot of money on repairs or replacements in the ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine..

Discover how cash flow plans improve premium payments for insurers, boost policyholder cash flow, and assist businesses in efficient financial management with real examples.